One wallet, many ways to use it
Zelo is built for anyone who needs to receive, store or spend digital value without depending on a single bank rail.
Freelancers & creators
Get paid in coupons, top up your wallet, then settle to UPI or USDT — no payment processor needed.
@username public profile
Claim a personal handle, share zelopay.online/u/@you in your bio and let anyone pay you instantly — no app install needed.
Personal gifting
Send a coupon code over WhatsApp. The recipient redeems it on Zelo and spends on Amazon, Flipkart, Myntra, Swiggy or Zomato.
Content creators & small business
Payment solutions for content creators and small businesses — Pay-me links, invoices and a wallet that settles to UPI or USDT.
Online shoppers
Buy Zelo balance once, then convert into Amazon/Flipkart/Myntra gift cards exactly when you need to checkout.
One @username link to get paid from anywhere
Claim your handle once and share zelopay.online/u/@you in your bio, invoice or DM. Visitors land on a clean, verified profile with a primary Pay button — no app install needed.